Avoid stress about money in your retirement by consciously managing it. You’ll want to have a nice nest egg to continue enjoying life, pay for medical expenses and cover any emergencies that come up. Follow these steps.

Board and care homes, also known as residential care homes, are residential facilities that provide housing, support, and personalized care for individuals who may require assistance with daily activities. These homes offer a more intimate and homelike setting compared to larger assisted living communities or nursing homes. Residents live in private or shared rooms and receive assistance with activities of daily living, such as bathing, dressing, and medication management. Board and care homes typically accommodate a limited number of residents and provide a higher staff-to-resident ratio, promoting a sense of community and individualized attention.

Assisted living is for people who need help with daily care, but not as much help as a nursing home provides. Assisted living facilities range in size from as few as 25 residents to 120 or more. Typically, a few "levels of care" are offered, with residents paying more for higher levels of care.

Nursing homes, also called skilled nursing facilities, provide a wide range of health and personal care services. Their services focus on medical care more than most assisted living facilities. These services typically include nursing care, 24-hour supervision, three meals a day, and assistance with everyday activities.

Because nearly 40% of all deaths in America can be attributed to smoking, poor exercise habits, inadequate diet, and alcohol misuse, it's pretty easy to see how you can add years to your life. Don't smoke, get moving, eat healthy food and moderate any alcohol consumption. Clearly, healthy behavior choices are one prescription for successful aging.